Chile
Chile has a well-developed payment ecosystem with both international card networks and strong local payment solutions. is the dominant online payment method, while alternatives like and provide additional coverage.
At a Glance
- Call Payment API
- Get payment URL
- Redirect to payment page
- Call Checkout API
- User selects on Onerway page
- Redirect to payment
Document Requirements
Chilean transactions require identification for compliance purposes.
| Document | Format | Description |
|---|---|---|
| 8-9 characters | National ID | |
| 8-9 characters | Tax ID |
identityNumber field accepts both CI and RUT. Full validation is performed automatically.Card Payments
Onerway supports all major card brands in Chile, including international networks and local Chilean cards.
Supported features:
- Installments
- Refund
- Chargeback
Supported Card Brands
| Card Brand | Notes |
|---|---|
| Visa | Most widely accepted |
| MasterCard | Most widely accepted |
| American Express | Premium cards |
| Diners Club | Premium network |
| Card Brand | Notes |
|---|---|
| Presto | Chilean retail network |
| CMR | Falabella retail network |
| Magna | Chilean department stores |
| Mach | Chilean prepaid debit card |
Local Payment Methods (LPMS)
Quick Comparison
| Method | Type | Settlement | Refund | Chargeback | Best For |
|---|---|---|---|---|---|
| Webpay | Bank Transfer | Up to 5 days | ✅ | — | Most transactions |
| Khipu | Bank Transfer | Up to 5 days | ✅ | ❌ | All bank customers |
| Mercado Pago | Wallet | Immediate | ✅ | ✅ | Existing MP users |
| Sencillito | Cash Payment | Up to 7 days | ❌ | ❌ | Unbanked customers |
| Servipag | Cash Payment | Up to 7 days | ✅ | ✅ | Utility bill payments |
Integration Details
| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | CLP |
country | string | CL |
lpmsInfo | string | Method-specific JSON |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email |
identityNumber | string | CI / RUT |
| Method | lpmsInfo |
|---|---|
| Webpay | {"lpmsType":"Webpay"} |
| Khipu | {"lpmsType":"Khipu"} |
| Mercado Pago | {"lpmsType":"MercadoPago"} |
| Sencillito | {"lpmsType":"Sencillito"} |
| Servipag | {"lpmsType":"Servipag"} |
| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |
- DIRECT for custom checkout UI with full control.
- REDIRECT for quick integration with Onerway's hosted payment selection.
Payment Method Details
Best for: Most online transactions, credit and debit card users, customers who prefer bank verification.
Webpay is the most popular payment platform in Chile. When paying with Webpay, users can choose a credit or debit card, and then they will be redirected to the issuing bank for payment verification/authorization.
| Feature | Value |
|---|---|
| Minimum Amount | 50 CLP |
| Processing Time | Up to 5 days |
| Confirmation | Immediate |
| Refund | ✅ |
| Chargeback | — |
Best for: Customers who prefer bank transfers, users of any Chilean bank.
Khipu is a business solution for processing online transfers for all Chilean banks. It provides a seamless bank transfer experience across all major financial institutions in Chile.
| Feature | Value |
|---|---|
| Minimum Amount | 2000 CLP |
| Processing Time | Up to 5 days |
| Confirmation | Immediate |
| Refund | ✅ |
| Chargeback | ❌ |
Best for: Customers with existing Mercado Pago accounts, cross-border Latin American transactions.
Mercado Pago is a highly popular wallet in several Latin American countries, allowing users to make one-time payments and regular payments through registered merchant authorization.
| Feature | Value |
|---|---|
| Minimum Amount | 50 CLP |
| Auth Timeout | 5 minutes |
| Confirmation | Immediate |
| Refund | ✅ |
| Chargeback | ✅ |
Payment Flows:
Consumer authenticates and completes payment immediately.
Save payment details for subsequent payments without re-authentication.
