Overview

Learn about disputes, how they work, and what you can do to prevent them.

A dispute (also known as a chargeback) occurs when a cardholder questions your payment with their .

To process a chargeback, the issuer creates a formal dispute on the , which immediately reverses the payment. This pulls the money for the payment—as well as one or more network dispute fees—from Onerway. After that, Onerway debits your balance for the payment amount and dispute fee.

To help you respond effectively to each dispute, Onerway guides you through the process in the Merchant Portal. Here, you can provide the appropriate text and images for the dispute reason and submit your counterargument. If you need help with a dispute, contact support.

Handle disputes

Respond to disputesTODO
Learn how to challenge or accept disputes.
Card network categoriesTODO
Learn about reason code categories and evidence guidelines.
Reason codesTODO
See common Visa, Mastercard, and American Express reason codes.

Analyze disputes

Measure disputesTODO
Learn about problems that excessive disputes can cause and how to avoid them.
Monitoring programsTODO
Learn about the monitoring programs operated by card networks.

Automate dispute management

Prevent disputes with Verifi and EthocaTODO
Automatically prevent disputes and reduce your dispute rate.
Automate dispute processesTODO
Use Smart Disputes to automatically collect and submit evidence for eligible disputes.