BLIK

Accept BLIK mobile payments in Poland with Onerway.

BLIK is Poland's leading system. Launched in 2015, it enables consumers to make instant payments using a one-time 6-digit code generated in their mobile banking app. BLIK is supported by all major Polish banks and has become the dominant payment method for e-commerce in Poland.

Payment service policies may change at any time and may vary by region. This page is for reference only and will be updated periodically.

At a Glance

Type

Mobile Bank Transfer

Expiry

55 seconds

Refunds

Full, Partial, Multiple Partial

Refund Period

13 months

Chargeback

✅

Integration

DIRECT / REDIRECT

Market Availability

BLIK is exclusively available in Poland.

Country	Currency	Minimum Amount
Poland (PL)	PLN	0.01 PLN

BLIK is the most popular online payment method in Poland, used by over 15 million consumers. With support from all major Polish banks and over 60% market share in e-commerce, it's essential for merchants targeting the Polish market.

Transaction Limits

Limit	Amount
Minimum	0.01 PLN
Maximum	50,000 PLN per transaction

While the system maximum is 50,000 PLN, most issuing banks set their own limits at 10,000 PLN per transaction. Large transactions may require additional verification in the banking app.

Integration Details

Field	Type	Description	Required
`orderAmount`	string	Payment amount to be charged	✅
`orderCurrency`	string	Transaction currency (ISO 4217)	✅
`country`	string	Transaction country (ISO 3166)	✅
`lpmsInfo`	string	`{"lpmsType":"BLIK"}`	✅
`firstName`	string	Consumer's given name	✅
`lastName`	string	Consumer's family name	✅
`email`	string	Consumer's email address	✅
`phone`	string	Consumer's phone number	✅
`city`	string	Consumer's city	✅
`address`	string	Consumer's address	✅
`postalCode`	string	Consumer's postal code	✅

{
  "lpmsType": "BLIK"
}

The lpmsType value is case-sensitive. Ensure you use BLIK exactly as shown (all uppercase).

Type	API	User Flow
DIRECT	Payment API	Merchant → BLIK Payment Page
REDIRECT	Checkout API	Merchant → Onerway Checkout → BLIK

DIRECT for custom checkout UI with full control over the payment experience.
REDIRECT for quick integration with Onerway's hosted payment selection page.

Payment Flow

The payment flow differs depending on your integration type. Select the tab below to view the corresponding flow:

With DIRECT integration, customers select BLIK on your checkout page, and you call the Payment API directly.

User Experience

BLIK provides a streamlined mobile-first payment experience:

Step	Action	Time
1. Select BLIK	Customer chooses BLIK at checkout	—
2. Generate Code	Open banking app and generate 6-digit code	~5s
3. Enter Code	Input the code on the payment page	~10s
4. Confirm	Approve the transaction in the banking app	~5s
5. Complete	Redirected back to merchant with confirmation	Instant

The BLIK code expires after 55 seconds. Ensure your checkout flow clearly communicates this urgency to customers. Display a countdown timer if possible.

BLIK Direct (One Click): For returning customers, BLIK offers a streamlined experience where users can save a BLIK alias with the merchant. This allows them to complete payments with just a confirmation in their banking app, without entering a code each time.

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