SEPA Direct Debit (SEPADD) is a that enables merchants to collect EUR-denominated payments directly from bank accounts across the Single Euro Payments Area. With coverage spanning 34 countries and territories, SEPADD is ideal for recurring payments, subscriptions, and one-time purchases where bank-to-bank transfers are preferred.
SEPA Direct Debit is available across 34 countries and territories within the Single Euro Payments Area. All transactions are processed in EUR.
| Country | Code | Currency |
|---|---|---|
| Austria | AT | EUR |
| Belgium | BE | EUR |
| Bulgaria | BG | EUR |
| Croatia | HR | EUR |
| Cyprus | CY | EUR |
| Czech Republic | CZ | EUR |
| Denmark | DK | EUR |
| Estonia | EE | EUR |
| Finland | FI | EUR |
| France | FR | EUR |
| Germany | DE | EUR |
| Greece | GR | EUR |
| Hungary | HU | EUR |
| Ireland | IE | EUR |
| Italy | IT | EUR |
| Latvia | LV | EUR |
| Lithuania | LT | EUR |
| Luxembourg | LU | EUR |
| Malta | MT | EUR |
| Netherlands | NL | EUR |
| Poland | PL | EUR |
| Portugal | PT | EUR |
| Romania | RO | EUR |
| Slovakia | SK | EUR |
| Slovenia | SI | EUR |
| Spain | ES | EUR |
| Sweden | SE | EUR |
| Country | Code | Currency |
|---|---|---|
| Iceland | IS | EUR |
| Liechtenstein | LI | EUR |
| Norway | NO | EUR |
| Country | Code | Currency |
|---|---|---|
| Andorra | AD | EUR |
| Monaco | MC | EUR |
| San Marino | SM | EUR |
| Vatican City | VA | EUR |
| Territory | Code | Currency |
|---|---|---|
| French Polynesia | PF | EUR |
| French Southern Territories | TF | EUR |
| Gibraltar | GI | EUR |
| Guernsey | GG | EUR |
| Isle of Man | IM | EUR |
| Jersey | JE | EUR |
| Saint Barthélemy | BL | EUR |
| Saint Pierre and Miquelon | PM | EUR |
| Switzerland | CH | EUR |
| United Kingdom | GB | EUR |
| Wallis and Futuna | WF | EUR |
| Field | Type | Description | Required |
|---|---|---|---|
orderAmount | string | Payment amount to be charged | ✅ |
orderCurrency | string | Transaction currency (ISO 4217) — must be EUR | ✅ |
country | string | Transaction country (ISO 3166) | ✅ |
lpmsInfo | string | {"lpmsType":"SEPADD"} | ✅ |
firstName | string | Consumer's given name | ✅ |
lastName | string | Consumer's family name | ✅ |
email | string | Consumer's email address | ✅ |
phone | string | Consumer's phone number | ✅ |
city | string | Consumer's city | ✅ |
address | string | Consumer's address | ✅ |
postalCode | string | Consumer's postal code | ✅ |
{
"lpmsType": "SEPADD"
}
lpmsType value is case-sensitive. Ensure you use SEPADD exactly as shown.| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Bank Selection → Bank Authentication |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Bank Selection |
The SEPA Direct Debit payment flow involves bank selection, authentication, and confirmation: