Indonesia

Accept Dana, OVO, QRIS, ShopeePay, and more local payment methods in Indonesia with Onerway.

Indonesia has a rapidly growing digital payment ecosystem with a strong preference for local wallets and QR code payments. serves as the national QR payment standard, while digital wallets like Dana, OVO, and ShopeePay dominate the e-commerce landscape.

Payment service policies may change at any time and may vary by region. This page is for reference only and will be updated periodically.

At a Glance

Country

Indonesia (ID)

Currency

Indonesian Rupiah (IDR)

Minimum Amount

11,000 IDR

Refunds

✅

Chargeback

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Document Required

Document Requirements

Indonesian transactions require national identification for compliance purposes.

Document	Format	Description
	16 digits	National ID number

The identityNumber field is required for all Indonesian payment transactions.

Local Payment Methods (LPMS)

QRIS is the standardized QR code payment system regulated by Bank Indonesia, enabling consumers to pay using any supported wallet. It's recommended for broad payment coverage.

Quick Comparison

Method	Type	Processing Time	Confirmation	Refund	Best For
QRIS	QR Code	Up to 2 days	Immediate	✅	Universal QR payments
Dana	Wallet	30 minutes	Immediate	✅	Digital wallet users
OVO	Wallet	55 seconds	Immediate	✅	Quick mobile payments
ShopeePay	Wallet	30 minutes	Immediate	✅	Shopee ecosystem users
LinkAja	Wallet	30 minutes	Immediate	✅	Multi-purpose wallet
Flip	Bank Transfer	Up to 3 days	Immediate	✅	Bank account holders
Cash	Cash Payment	Up to 2 days	Immediate	✅	Unbanked customers

Integration Details

Field	Type	Description
`orderAmount`	string	Payment amount
`orderCurrency`	string	IDR
`country`	string	ID
`lpmsInfo`	string	Method-specific JSON
`firstName`	string	Consumer's given name
`lastName`	string	Consumer's family name
`email`	string	Consumer's email
`identityNumber`	string	NIK (16 digits)

Method	lpmsInfo
QRIS	`{"lpmsType":"QRIS"}`
Dana	`{"lpmsType":"DANA"}`
OVO	`{"lpmsType":"OVO"}`
ShopeePay	`{"lpmsType":"ShopeePay"}`
LinkAja	`{"lpmsType":"Link Aja"}`
Flip	`{"lpmsType":"FLIP"}`
Cash	`{"lpmsType":"Cash"}`

Type	API	User Flow
DIRECT	Payment API	Merchant → Payment Page
REDIRECT	Checkout API	Merchant → Onerway Checkout → Payment Page

DIRECT for custom checkout UI with full control.
REDIRECT for quick integration with Onerway's hosted payment selection.

Payment Method Details

Best for: Universal QR code payments, reaching customers across all major wallets.

QRIS (Quick Response Code Indonesian Standard) is a standardized QR code regulated by Bank Indonesia. Customers can scan the QR code using any supported payment app to complete transactions.

Feature	Value
Processing Time	Up to 2 days
Confirmation	Immediate
Refund	✅

Best for: Digital wallet users, seamless online and offline payments.

Dana is a digital wallet offering cashless, cardless payments. It provides a one-stop solution for everyday activities in Indonesia, including transfers, shopping at Dana merchants, mobile top-ups, and bill payments.

Feature	Value
Processing Time	30 minutes
Confirmation	Immediate
Refund	✅

Best for: Quick mobile payments, barcode scanning transactions.

OVO is one of Indonesia's most popular fintech services. It allows users to pay for almost everything: bill payments, barcode scanning for offline payments, and online purchases.

Feature	Value
Processing Time	55 seconds
Confirmation	Immediate
Refund	✅

Payment Flows:

Merchant collects customer data (including phone number) at checkout and sends it in the payment request to Onerway. The customer receives a push notification in the OVO app to authorize the payment within 55 seconds.

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