South Korea
South Korea has one of the world's most advanced digital payment ecosystems. dominate the mobile payment landscape, with Kakao Pay and Naver Pay leading the market. Local card networks and digital wallets provide seamless payment experiences for Korean consumers.
At a Glance
- Call Payment API
- Get payment URL
- Redirect to payment page
- Call Checkout API
- User selects on Onerway page
- Redirect to payment
Local Payment Methods (LPMS)
Quick Comparison
| Method | Type | Confirmation | Max Amount | Refund | Best For |
|---|---|---|---|---|---|
| South Korea Local Cards | Card | Immediate | ~5,000,000 KRW | ✅ | Credit/Debit card users |
| Kakao Pay | Wallet | Immediate | ~2,000,000 KRW | ✅ | KakaoTalk users |
| Naver Pay | Wallet | Immediate | ~2,000,000 KRW | ✅ | Naver ecosystem users |
| PAYCO | Wallet | Immediate | ~2,000,000 KRW | ✅ | PAYCO members, reward seekers |
Integration Details
| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | KRW |
country | string | KR |
lpmsInfo | string | Method-specific JSON |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email |
| Method | lpmsInfo |
|---|---|
| South Korea Local Cards | {"lpmsType":"onlineBanking"} |
| Kakao Pay | {"lpmsType":"KAKAO_PAY"} |
| Naver Pay | {"lpmsType":"Naver_Pay"} |
| PAYCO | {"lpmsType":"PAYCO"} |
lpmsType value for South Korea Local Cards is pending confirmation. Please contact Onerway support to verify the correct value before integration.lpmsType value is case-sensitive. Ensure you use the exact values shown above.| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |
- DIRECT for custom checkout UI with full control.
- REDIRECT for quick integration with Onerway's hosted payment selection.
Payment Method Details
Best for: Credit and debit card users, traditional card payment preferences.
South Korea Local Cards encompass domestic credit and debit cards issued by Korean banks and card companies. Major issuers include Samsung Card, Shinhan Card, KB Kookmin Card, Hyundai Card, and Lotte Card. International card networks (Visa, Mastercard, UnionPay) are also widely supported through local acquirers. These cards support both online and offline transactions with robust security features including 3D Secure authentication.
| Feature | Value |
|---|---|
| Min Amount | 100 KRW |
| Max Amount | ~5,000,000 KRW |
| Confirmation | Immediate |
| Refund | ✅ |
| Chargeback | ✅ |
| Supported Networks | Local cards, Visa, Mastercard, UnionPay |
Best for: KakaoTalk users, mobile-first customers, social commerce.
Kakao Pay is a payment service launched by Kakao Corp, the company behind Korea's dominant messaging app KakaoTalk. With deep integration into the KakaoTalk ecosystem, users can easily send money, make payments, and manage finances through the familiar chat interface.
| Feature | Value |
|---|---|
| Min Amount | 100 KRW |
| Max Amount | ~2,000,000 KRW |
| Confirmation | Immediate |
| Refund | ✅ |
Best for: Naver ecosystem users, online shoppers, integrated payment experience.
Naver Pay is a comprehensive payment service by Naver, Korea's leading internet company. It offers seamless payment experiences across Naver Shopping, online merchants, and offline stores. Users benefit from Naver Points rewards and easy order management through Naver's unified platform.
| Feature | Value |
|---|---|
| Min Amount | 100 KRW |
| Max Amount | ~2,000,000 KRW |
| Confirmation | Immediate |
| Refund | ✅ |
Best for: PAYCO members, reward-oriented users, multi-platform shoppers.
PAYCO (페이코) is a comprehensive payment service provider in South Korea. Through its rich payment features, points rewards, and lifestyle service integrations, PAYCO provides users with a convenient and secure payment experience. Users can earn and redeem PAYCO Points across a wide network of partner merchants.
| Feature | Value |
|---|---|
| Min Amount | 100 KRW |
| Max Amount | ~2,000,000 KRW |
| Confirmation | Immediate |
| Refund | ✅ |