Malaysia has a thriving digital payment ecosystem with strong adoption of e-wallets and online banking. serves as the country's reliable online banking gateway, while digital wallets like Boost, Touch 'n Go, and ShopeePay dominate the mobile payment landscape.
Malaysian transactions require national identification for compliance purposes.
| Document | Format | Description |
|---|---|---|
| 12 digits | National ID number |
identityNumber field is required for all Malaysian payment transactions.| Method | Type | Processing Time | Confirmation | Refund | Best For |
|---|---|---|---|---|---|
| FPX | Online Banking | 35 minutes | Immediate | ✅ | Direct bank payment users |
| Boost | Wallet | 5 minutes | Immediate | ✅ | Mobile-first wallet users |
| Touch 'n Go | Wallet | 5 minutes | Immediate | ✅ | Transit and retail users |
| ShopeePay | Wallet | 90 minutes | Immediate | ✅ | Shopee ecosystem users |
| Mcash | Wallet | — | Immediate | — | QR code payment users |
| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | MYR |
country | string | MY |
lpmsInfo | string | Method-specific JSON |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email |
identityNumber | string | NRIC (12 digits) |
| Method | lpmsInfo |
|---|---|
| FPX | {"lpmsType":"FPX"} |
| Boost | {"lpmsType":"Boost"} |
| Touch 'n Go | {"lpmsType":"Touch 'n Go eWallet"} |
| ShopeePay | {"lpmsType":"ShopeePay"} |
| Mcash | {"lpmsType":"MCASH"} |
| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |
Best for: Direct bank payment users, secure online banking transactions.
FPX (Financial Process Exchange) is a reliable internet-based payment gateway that enables real-time payments for online purchases or bill payments using savings/current accounts or even credit cards. It is operated by Payments Network Malaysia Sdn Bhd (PayNet).

| Feature | Value |
|---|---|
| Min Amount | 5 MYR |
| Processing Time | 35 minutes |
| Confirmation | Immediate |
| Refund | ✅ |