Philippines
The Philippines has a rapidly growing digital payment ecosystem driven by mobile-first consumers. Digital wallets like , , and dominate online transactions, while cash payment options remain important for unbanked populations.
At a Glance
- Call Payment API
- Get payment URL
- Redirect to payment page
- Call Checkout API
- User selects on Onerway page
- Redirect to payment
Document Requirements
Philippine transactions require national identification for compliance purposes.
| Document | Format | Description |
|---|---|---|
| 12 digits | National ID number |
identityNumber field is required for all Philippine payment transactions.Local Payment Methods (LPMS)
Quick Comparison
| Method | Type | Processing Time | Confirmation | Refund | Best For |
|---|---|---|---|---|---|
| GCash | Wallet | 15 minutes | Immediate | ✅ | Leading e-wallet |
| GrabPay | Wallet | 15 minutes | Immediate | ✅ | Grab ecosystem users |
| Maya | Wallet | 30 minutes | Immediate | ✅ | Digital wallet users |
| 7-Eleven | Cash Payment | 2 hrs – 5 days | Immediate | ✅ | Cash-preferring users |
| Dragonpay | Cash Payment | Up to 48.5 hours | Immediate | ✅ | Multi-channel cash |
Integration Details
| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | PHP |
country | string | PH |
lpmsInfo | string | Method-specific JSON |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email |
identityNumber | string | PSN (12 digits) |
| Method | lpmsInfo |
|---|---|
| GCash | {"lpmsType":"GCASH"} |
| GrabPay | {"lpmsType":"GrabPay"} |
| Maya | {"lpmsType":"PayMaya"} |
| 7-Eleven | {"lpmsType":"ELEVEN"} |
| Dragonpay | {"lpmsType":"Dragonpay"} |
| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |
- DIRECT for custom checkout UI with full control.
- REDIRECT for quick integration with Onerway's hosted payment selection.
Payment Method Details
Best for: Mobile payments, everyday transactions, Mastercard-linked payments.
GCash is the Philippines' leading e-wallet, co-branded with Mastercard as a rechargeable prepaid card. It enables shoppers to make payments via SMS, mobile app, or desktop, making it the most widely used digital payment method in the country.
| Feature | Value |
|---|---|
| Processing Time | 15 minutes |
| Confirmation | Immediate |
| Refund | ✅ |
| Key Feature | SMS, mobile app, and desktop payments |
Best for: Grab ecosystem users, ride-hailing payments, food delivery, and online shopping.
GrabPay is one of the top 4 digital wallets in the Philippines. It allows users to pay for rides, food delivery, in-store purchases, and online shopping, providing a convenient and cashless payment experience.
| Feature | Value |
|---|---|
| Processing Time | 15 minutes |
| Confirmation | Immediate |
| Refund | ✅ |
| Key Feature | Integrated with Grab rides & GrabFood |
Best for: Digital wallet users, online and offline payments, financial services.
Maya (formerly PayMaya) is a highly popular e-wallet in the Philippines with millions of users. It offers comprehensive digital payment services including online payments, in-store QR payments, and financial services.
| Feature | Value |
|---|---|
| Processing Time | 30 minutes |
| Confirmation | Immediate |
| Refund | ✅ |
| Key Feature | In-store QR payments + financial services |