Singapore has a highly developed digital payment infrastructure with serving as the national instant payment system. PayNow enables consumers to make seamless payments through their bank apps or online banking platforms.
PayNow is Singapore's national electronic payment service that allows users to send and receive payments using mobile numbers or /FIN. Users can link their bank accounts to PayNow through their bank apps or online banking platforms, making payments convenient without needing to remember complex bank account numbers.
Best for:
| Feature | Value |
|---|---|
| Type | Bank Transfer |
| Processing Time | Up to 12 hours |
| Confirmation | Immediate |
| Refund | ✅ Full |
| Refund Validity | 365 days |
| Chargeback | ✅ Dispute |

| Field | Type | Description |
|---|---|---|
orderAmount | string | Payment amount |
orderCurrency | string | SGD |
country | string | SG |
lpmsInfo | string | {"lpmsType":"Paynow"} |
firstName | string | Consumer's given name |
lastName | string | Consumer's family name |
email | string | Consumer's email address |
| Type | API | User Flow |
|---|---|---|
| DIRECT | Payment API | Merchant → Payment Page |
| REDIRECT | Checkout API | Merchant → Onerway Checkout → Payment Page |